One Account, Your Whole Household
The Head of Household controls one subscription and adds family members as sub-profiles — each with their own credit data, calendar, and debt planner.
Head of Household
Primary Subscriber · Full access
Spouse
Sub-profile
Child
Sub-profile
Parent
Sub-profile
Sibling
Sub-profile
Each sub-profile includes
Credit Profile
Separate score tracking per bureau, utilization, and account history
Credit Calendar
Isolated calendar — no clutter from other family members' events
Debt Planner
Independent debt grade, payoff strategy, and interest calculator
No Calendar Clutter
The unified calendar shows all profiles with color-coded dots. Toggle any profile on or off to reduce noise — or isolate one person's events completely.
My Calendar
- Equifax Pull · Jul 3
- Chase CLI · Jul 15
Spouse
- Experian Dispute · Jul 7
- Amex Payment Due · Jul 20
Parent
Hidden- Medicare Review · Jul 12
Family add-ons available on Personal & Business plans
All Features at a Glance
From free tools to full-featured paid plans
Personal Credit Profile
Track all three bureau scores, manage credit accounts, and get personalized improvement st…
Family Credit Profiles
Manage credit profiles for your entire household — spouse, children, parents — under one a…
Credit Applications Tracker
Never lose track of a credit application again. Log every card and loan with intro rates, …
Business Credit Profiles
Build and monitor business credit completely separate from your personal credit — EINs, D-…
Business Credit Applications
Track every business credit card and loan application with intro rates, credit limits, and…
Debt Paydown Planner
Track every debt account, get graded on your debt health, and calculate the fastest path t…
Credit Action Calendar
Never miss a CLI request, intro rate expiration, or credit bureau dispute window with your…
Simple, Transparent Plans
Start free, upgrade when you're ready
Free Account
- Debt Paydown Planner
- Credit Action Calendar
- Access to free articles
- Account dashboard
Personal Plan
- Everything in Free
- Personal credit profile
- Family member profiles
- Credit applications tracker
- AI credit advisor
- PDF export
Business Plan
- Everything in Personal
- Business credit profiles
- Business applications
- Multi-entity support
- Business credit roadmap
Articles coming soon