Try the Demo Calendar
Click the highlighted dates to explore what a real credit calendar looks like
☝️ Click any highlighted date to see event details
Why credit timing matters
The difference between a 680 and a 750 credit score often comes down to timing — knowing when to apply, when your statement closes, and when to request a credit limit increase.
Know your pull history
Track every hard inquiry so you never over-apply within a 180-day window.
Time your CLI requests
Most issuers reward on-time payment history at the 6 and 12-month marks.
Master statement dates
Pay before the statement closes, not just before the due date — that's what gets reported.
Never miss a dispute window
Bureaus have 30–45 day response windows. Miss them and you lose leverage.
What You'll Track
Every event type that matters to a serious credit builder.
- Credit Report PullFree
- Credit Application
- Dispute Filed
- Account Freeze
- Account Unfreeze
- CLI Request
- Eligible for New Credit
- Statement Closing Date
- Payment Due
- Sign-Up Bonus Deadline
Sample — July 2026
Jul
3
Equifax Annual Pull
Jul
8
Chase Sapphire Closing
Jul
12
Amex Gold Due
Jul
15
Capital One CLI
Jul
22
New Card Window Opens
Jul
28
Amex Platinum Fee
Calendar Access by Plan
Free account gets you started — subscribers get everything
- Read-only preview
- No event tracking
- See all event types
- Track 1 event (Credit Report Pull)
- See upcoming reminders
- Calendar month view
- Unlimited event tracking
- All 16 event types
- Issuer & bureau dropdowns
- Outcome tracking
- Upcoming reminder badges
- "Eligible for New Credit" calculator
Every Credit Event, Covered
Subscribers track all of these in one place
Credit Report Pull
Available on free planCredit Application
Dispute Filed
Account Freeze
Account Unfreeze
CLI Request
Eligible for New Credit
Statement Closing Date
Payment Due
Sign-Up Bonus Deadline
Annual Fee Date
Card Expiration
Card Age Milestone
Dispute Escalation Deadline
Score Soft Pull Update