Privacy Policy

1. Introduction

CreditGrok ("we," "us," or "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website at creditgrok.com and any related services (collectively, the "Service").

2. Information We Collect

• Account Information: When you register, we collect your name and email address.
• Profile Data: Information you voluntarily provide, such as date of birth, last four digits of your SSN (for credit reference only), and business details.
• Credit & Financial Data: Credit profile data you input or import into the platform, stored securely and used solely to provide you with our services.
• Usage Data: Log data including your IP address, browser type, pages visited, and time spent on the Service.
• Referral Data: If you participate in our referral program, we collect referral codes and associated email addresses.

3. How We Use Your Information

• To create and manage your account and provide the Service.
• To display your credit profiles, track applications, and generate financial insights.
• To process referral rewards and payout requests.
• To send transactional emails and, with your consent, marketing communications.
• To detect and prevent fraud, abuse, or security threats.
• To comply with applicable legal obligations.

4. Sharing Your Information

We do not sell your personal information. We may share your data only in the following circumstances:

• Service Providers: Trusted third-party vendors who assist us in operating the Service (e.g., hosting, email delivery, payment processing), bound by confidentiality agreements.
• Legal Requirements: When required by law, court order, or governmental authority.
• Business Transfers: In connection with a merger, acquisition, or sale of assets, with notice provided to you.

5. Data Security

We implement industry-standard security measures including encryption in transit (TLS/HTTPS), access controls, and regular security reviews. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal data for as long as your account is active or as needed to provide the Service. You may request deletion of your account and associated data at any time by contacting us.

7. Your Rights

Depending on your location, you may have the right to:

• Access, correct, or delete your personal data.
• Withdraw consent for marketing communications at any time.
• Request a portable copy of your data.
• Lodge a complaint with your local data protection authority.

To exercise any of these rights, contact us at FundingGymSocial@gmail.com.

8. Cookies

We use essential cookies to keep you logged in and maintain your session. We may also use analytics cookies to understand how users interact with our Service. You can disable cookies in your browser settings, though some features may not function properly.

9. Children's Privacy

The Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on this page with an updated date. Continued use of the Service after changes constitutes your acceptance of the revised policy.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

CreditGrok
Email: FundingGymSocial@gmail.com
Website: https://creditgrok.com